Case Study 1

Self-Employed

Phillip is a self employed plumber. He has a mortgage on a home in Watsonia, which he currently owes approximately $250,000.

When Phillip came into the office, he had a line of Credit facility with an interest rate of 7.7%. This meant that Phillip was paying $19,250 in repayments per year.

After his visit with us, we changed his financial structure by putting him on a Lo Doc Line of Credit at a rate of 7.07%. This reduced his annual repayment to $17,675, thereby saving him an extra $1,575 each year.

Case Study 2

Entering Retirement

Frank & Mary are from Hoppers Crossing. They are in their mid 50's and are starting to think about retirement and how well set up for it they are. They currently put away $400 a month, into a savings account, which they plan to keep for a rainy day...

We showed them how to better utilise that $400 per month savings in order to better set them up for retirement. We showed them how to use their tax dollars, and how by contributing a small amount of money each week, they were able to purchase an investment property.

Frank & Mary can now look forward to a very comfortable retirement.

Case Study 3

Managing Your Family

Brian & Carol are in their early 40's. They have 3 children, are on one income and have a home with a mortgage. Like a lot of our clients, there is no money left over at the end of each month.

Brian & Carol were able to restructure their loan saving them money each week and paying their mortgage off years earlier.

We added their weekly savings to Brian's tax which pays for their new investment property.